HDFC Financial Consultant Job – Do you also want to earn money like my uncle by working part-time from home with HDFC Bank? If yes, then this post is just for you!
You might already know that HDFC Bank has a company called HDFC LIFE, which provides life insurance to people.
The good news is that HDFC LIFE is offering a job as a financial consultant, where you can earn lakhs of rupees every month just by working from home.
In this post, I’ll share all the important details about this job so that you can decide if it’s the right fit for you.
So, if you’re searching for a genuine work-from-home opportunity, make sure to read this post till the end. I truly believe that this job with HDFC LIFE can be a great career option for you
What is HDFC Life Financial Consultant Job?
Friends, let me tell you that the HDFC Financial Consultant job is a part-time work-from-home job offered by HDFC LIFE, which is the insurance company of HDFC Bank.
In this job, you need to become an agent of HDFC LIFE and help people get life insurance. In return, you will earn a commission for every policy you sell.
Selling insurance here means that you will help people get insured under HDFC LIFE using your agent ID.
Just like LIC agents sell life insurance from LIC, you will work as a Financial Consultant for HDFC LIFE and offer its insurance plans to people.
That’s all you have to do in this job
यह भी पढ़े
Is HDFC Life Financial Consultant job really work from home?
“Yes, friends! The HDFC Life Financial Consultant job is completely work from home. You don’t have to go to the HDFC LIFE office at all.
Your job is simple – just stay at home and find people who want to get life insurance. You can help them get insured with HDFC LIFE and earn money while sitting at home.
Although you don’t need to visit the office for regular work, if you do really well in this job and help insure a lot of people, you might be invited to the HDFC Life office in your city for meetings and training sessions.
Read More
Who can do the job of HDFC Financial Consultant?
In my opinion, friends, the HDFC LIFE Financial Consultant job can be done by anyone who has a good mobile phone
Whether you are a housewife, student, or a working professional, people from almost all fields can easily do this job from home.
To apply for this job, the required education qualification is 10th pass. But don’t worry if you haven’t completed 10th, you can still do this job.
The only important thing is that you should be able to speak, read, and understand Hindi
How to get HDFC life Financial Consultant job
You can get an HDFC Financial Consultant job by following these two steps:
1. Apply Online
- First, you need to visit the HDFC Life website (www.hdfclife.com/digifc/become-a-financial-consultant) and fill out an online application form.
2. Pass the IRDAI Exam
- After applying online, you have to take an online exam conducted by IRDAI (Insurance Regulatory and Development Authority of India). You can take this exam from your home.
- Once you pass the exam, HDFC Life will give you an ID and password.
- Then, you can download the “HDFC LIFE M Connect” app from the Play Store.
- Use your ID and password to log in to the app.
- Now you can start earning money by helping people get insurance
How To Apply For HDFC Financial Consultant Job Online
For your information, friends, the process of applying online for the HDFC LIFE Financial Consultant job is very easy.
You can complete the online application in just a few minutes.
Below, we are sharing a step-by-step guide to help you apply for this job quickly and easily
#1. First, visit the website www.hdfclife.com/digifc/become-a-financial-consultant
To apply for the HDFC LIFE Financial Consultant job, the first step is to go to its official website.
The website link is 👉 www.hdfclife.com/digifc/become-a-financial-consultant.
You can also go to the website by clicking the button below.
Once you visit the website, a page like this will open in front of you.”
After visiting the website, the first thing you need to do is enter your name, mobile number, and email ID.
Once you have filled in these details, click on the ‘Submit’ button given below.
#2. Fill in your basic information
After entering your mobile number, name, and email ID, and clicking ‘Submit’, you will need to provide some basic details.
These details include your age, date of birth, marital status, qualification, occupation, etc.
Once you have filled in all the required details, scroll down and click on the ‘Submit’ button.
By doing this, your application form will be submitted to the HDFC Bank team.
Process after applying online ( For HDFC Financial Consultant job )
Once you apply online for HDFC life’s Financial Consultant job, then you have to wait for 24 hours.
Within 24 hours you will get an email from HDFC HR team, in which they ask you to complete your training through insta prl training portal and give IRDAI exam.
You can give this IRDAI exam online from home, once you clear this exam, then HDFC life gives you a user ID and password, using which you can earn money in the form of commission by insuring people.
What is the salary of Financial Consultant in HDFC Life?
For your information, let us tell you that the salary of HDFC LIFE Financial Consultant Job is not fixed, your earning is based on commission.
The more people’s life insurance you do, the more commission you will get. If you do more insurance, then you can earn lakhs from this job, and if you are not able to do even a single insurance, then you cannot earn even a single rupee by doing this.
But friends, leaving all these things aside, if we talk about the On Average Salary of Financial Consultant Job, then HDFC LIFE Financial Consultants earn ₹15000 to ₹25000 every month very easily
. They get up to 35% commission on selling a Term Insurance Plan, whereas if they invest a person’s money in HDFC Life Bond, they get up to 30% commission and they get 5 to 7% commission on renewing the policies.
HDFC Life financial consultant benefits
If you become a Financial Consultant of HDFC Life, you will get many benefits which are as follows:
- Financial freedom
- Flexible work hours
- Innovative technology
- Make an impact
- Rewards & Recognition
HDFC Life Insurance Agent & financial consultant Commission Chart
Here is a commission chart for HDFC Life Insurance agents based on various policy types:
| Policy Type | 1st Year Commission | 2nd Year Onwards (Renewal) | Maximum Commission Allowed |
|---|---|---|---|
| Term Insurance Plans | Up to 35% | 5% – 7% | As per IRDAI guidelines |
| Endowment Plans | Up to 35% | 5% – 7.5% | 35% (1st year) |
| Money Back Plans | Up to 35% | 5% – 7.5% | 35% (1st year) |
| Whole Life Plans | Up to 25% | 5% – 7.5% | 25% (1st year) |
| Pension/Retirement Plans | Up to 7.5% | 2% – 3% | 7.5% (1st year) |
| ULIPs (Unit Linked Plans) | Up to 7.5% | 2% – 3% | 7.5% (1st year) |
| Health Insurance Plans | 2% – 35% | 5% – 10% | Varies by product |
| Group Insurance Plans | Up to 5% | N/A | As per product guidelines |
Conclusion
So friends, we hope that now you have understood well about the HDFC Life financial consultant job. The purpose behind writing this post is to provide employment opportunities to those people who were looking for a good work from home job.
If you want to know about more work from home jobs like HDFC Life financial consultant job, then I would personally suggest you to read our post Ghar Baithe Job for Ladies.
You can read some FAQs below.
HDFC Life financial consultant job description
If we say in clear words, then in HDFC Life’s financial consultant job, you have to sell insurance to people, this is your main job in this job.
HDFC Life Financial Consultant salary for freshers
The salary of a fresher candidate in hdfc life financial consultant job is around 10000 rupees per month, apart from this the more insurance he sells the higher will be his salary.